No credit pull
Nobody applies personally on this submission, so no credit is checked. Lenders look at the company itself.
Selling a business
Show buyers the financing your company supports.
PSG sends the company you are preparing to sell to participating lenders that fund acquisitions. You learn how much a qualified buyer could borrow against it before the first offer comes in.
- Reviewed on the company alone, with no buyer and no personal identifiers
- Tax returns, interim financials, the SDE schedule and the lease upload here
- Matched to the buyer’s application later by business name
- The listing
- The business
- The listing side
- Documents
- Review
The business you're selling
These are the seller's numbers, the ones a lender uses to review the deal.
Take it from the CIM or the listing. Skip anything you don't have; nothing here holds up the submission.
Seller's Discretionary Earnings. A lender sizes the loan from this number, so use the schedule if you have one.
Real estate
Lenders generally want the lease term plus options to cover at least 10 years.
About this listing
Two things that change how a lender reads the file. We already have your name and how to reach you.
This submission has no applicant. The buyer provides an SSN, a date of birth and ownership details on their own application later.
Your role on this listing
Is the listing live?
If an offer is already in hand, say so. It moves the file up the queue.
The prequal package
A lender prequalifies the business from these eight sections. A complete set usually comes back in about 48 hours, and a partial set waits until the rest arrives.
All of it is optional here. The checklist stays on the page so you know what a full set looks like, and anything missing can follow later.
Supporting documents
Bank statements, the CIM, equipment lists, licences, appraisals and anything else a lender will ask for on this business. There is no limit on how many.
PDF, JPG, PNG, Excel or Word, up to 100 MB per file. A full three-year return with every schedule fits, so send it as it is.
Review and submit
Check the numbers. You can go back and change anything.
Your company is submitted.
Phoenix Strategy Group is sending it to participating lenders that finance acquisitions of this size.
Your reference number
When a buyer applies, their application gets matched to this one by business name.
Exit value depends on deals that can be financed.
Sales tend to stall between the LOI and closing while a buyer looks for a lender. A prequalification answers that question at the start of the process.
Documents in one place
Returns, financial statements, the SDE schedule and the lease are collected once, and the buyer’s lender can work from the same file.
A price lenders can carry
You see whether the asking price supports the debt service while there is still room to adjust it.
From exit prep to a funded sale.
Your part happens before a buyer is found. The buyer’s own application picks up from there.
- 1
Submit the company
The business, its numbers and the documents a lender prequalifies from.
- 2
Lender review
The numbers are tested against lenders that write SBA 7(a) and conventional acquisition loans at this size.
- 3
Go to market
The company is presented with a financing structure: what a buyer can borrow and what they would put down.
- 4
The buyer applies
The buyer completes their own application with the down payment, credit and guaranty.
- 5
Close
The lender funds at closing alongside the buyer’s equity and any seller note.
Go to market with the financing answered.
Share the company’s numbers before you meet a buyer. It costs nothing, and nobody’s credit is checked.
- Up to $5MSBA 7(a) loan limit
- No applicantCompany-only submission
- No credit pullOn this submission