Every category
Commercial kitchens, point-of-sale systems, trucks and trailers, CNC and press lines, medical and dental suites, forklifts and servers.
Equipment financing
Financing secured by the equipment.
PSG sends equipment requests to participating lenders that finance the asset itself. You can buy from a dealer, refinance equipment you already own or free up cash with a sale-leaseback. The application covers the equipment and the company that will run it.
- Restaurant, retail, construction, transportation, medical and manufacturing equipment
- New and used purchases, refinancing and sale-leaseback
- For companies with the equipment chosen and a vendor quote in hand
- The equipment
- The business
- The guarantor
- Documents
- Review
The equipment and the business
The equipment secures the loan. The business that runs it is what sizes it.
Is the equipment new or used?
New equipment carries the longest terms and the highest advance against cost.
Hours, miles and the serial number are what a lender uses to value used equipment. Leave them blank on a new unit.
The address of the business taking on the debt, which is also where the equipment will be based.
Profit after operating expenses, before the payment on this equipment. The loan is sized off this number.
Loan amount requested Equipment cost, less your down payment
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The guarantor
The owner is underwritten alongside the equipment. This is your half. We already have your name and how to reach you.
What the lender needs on the equipment
The quote is what prices the loan, and the bank statements are what size it. Those are the documents every equipment file starts with.
Attach what you have. Nothing here holds up the review. The rest can go up later in your secure application.
Supporting documents
A personal financial statement, the current equipment schedule, an appraisal on a used unit, insurance certificates, and anything else already in hand. No limit on how many.
PDF, JPG, PNG, Excel or Word, up to 100 MB per file. Titles, the UCC search and proof of insurance come later in the secure application.
Review and submit
Check the numbers on the equipment. You can go back and change anything.
Your application is in.
Your equipment application has gone to participating lenders. Your secure portal is next: the rest of the application continues there, and lender responses arrive there as they come in.
Lenders that specialize in equipment.
The quote and your operating numbers reach equipment lenders, from banks and manufacturer finance arms on new units to independent lessors on used and specialty machines.
The delivery date holds
A complete file lets the lender approve the quote quickly, so the dealer’s schedule stays on track.
Offers you can compare
Every lender prices the same quote and bank statements, so rate, term and advance line up.
From quote to delivery.
Your portal tracks the file until the equipment arrives.
- 1
Apply
The equipment, your operating numbers and the owner, in one free application.
- 2
Sizing
The request is measured against the cost, the resale value and what the company earns.
- 3
Documents
The vendor quote, bank statements and tax returns go into the file once.
- 4
Term sheet
Rate, term, payment and the advance against cost arrive in your portal.
- 5
Vendor paid
The lender pays the dealer, and your portal follows the file through delivery.
Equipment financing by the numbers.
Typical program terms, and where most equipment requests fall.
A term matched to the asset
Most equipment financing runs 24 to 84 months, set against how long the equipment will produce.
Fleet and line orders
A fleet or a full production line can be shared among lenders so the whole order is funded.
New, used or already owned
Dealer purchases, private-party units, refinancing of owned equipment and sale-leaseback are all covered.
See what the equipment can carry.
Send the quote and your operating numbers, and terms from participating equipment lenders come back to your portal.
- 24–84 monthsTypical equipment term
- Up to 100%Advance against cost
- New or usedPrivate-party units included