1Buying a business
Business acquisition
- Who it is for
- Founders and operators buying a company, from the first talks with a seller to a signed letter of intent.
- What comes back
- SBA 7(a) and conventional acquisition loans from lenders that finance changes of ownership.
- What you need
- The purchase price, your equity and the company being acquired. The buying entity can be formed later.
5 steps · about 3 minutes
Start a buyer application
2Selling a business
Exit prequalification
- Who it is for
- Owners preparing an exit who want to know what a buyer could finance before the company goes to market.
- What comes back
- A lender prequalification on the company that buyers can rely on from the first conversation.
- What you need
- Three years of business tax returns, current financial statements and the debt schedule. No personal identifiers.
5 steps · about 2 minutes
Prequalify the company
3Real estate
Commercial real estate
- Who it is for
- Owners buying or refinancing the building their company runs from, and investors financing income property.
- What comes back
- SBA 504, conventional, bridge and construction loans secured by the property.
- What you need
- The property, its income or occupancy, and the people who own it. The holding entity may still be in formation.
5 steps · about 4 minutes
Apply for a property
4Equipment
Equipment financing
- Who it is for
- Companies adding vehicles, machinery or technology, new or used, from a dealer or a private seller.
- What comes back
- Loans and leases with terms matched to the working life of the equipment, and sale-leaseback on equipment you own.
- What you need
- A vendor quote or a description of the equipment, and three months of business bank statements.
5 steps · about 3 minutes
Apply for equipment
5Home equity
Home equity line of credit
- Who it is for
- Owners who prefer to borrow against the equity in their home, for the company, a project or paying down other debt.
- What comes back
- A revolving line, usually up to 80% of the home’s value less what is owed on it, with terms of 10 to 30 years.
- What you need
- The home, the mortgage balance and your income. The rate is checked with a soft credit pull.
5 steps · about 3 minutes
Apply with your home
6Working capital
Working capital
- Who it is for
- Companies that need cash for payroll, inventory, a seasonal gap or a large new contract.
- What comes back
- Term loans, lines of credit and business cash advances, reviewed together on one application.
- What you need
- Basic company details, monthly revenue and recent business bank statements, connected or uploaded.
One application · no fee
See working capital options