Working capital for founder-led companies.

PSG connects companies with participating lenders that offer term loans, lines of credit and business cash advances for payroll, inventory, a seasonal gap or a new contract. One application reaches them together, and most reviews start from your recent bank statements.

Review my options Applying is free. No guarantee of approval or funding.

One application reaches every lender.

Applying bank by bank means repeating the same paperwork and collecting offers that are hard to compare. Here the file is built once, and every offer comes back in the same format.

Free to apply

Applying costs nothing. Each participating lender reviews the file, decides whether to make an offer and sets its terms.

One submission

The file reaches the participating lenders together, so their offers can be read against each other.

Quick answers

A complete file with recent bank statements answers the first questions lenders ask, and cash advances usually fund fastest once you accept.

Already applied? Check your file in the client portal.

Six ways to fund the company.

This application is reviewed for term loans, lines of credit, cash advances and SBA 7(a), and the company’s numbers decide which of them come back as offers. Equipment and home equity each have a dedicated application.

Term Loan

A lump sum repaid over a fixed schedule of regular payments.

Amount
Up to $10,000,000
Term
6 to 36 months
Rate
Competitive fixed

Line of Credit

Draw up to an approved limit and pay interest only on what is drawn.

Amount
Up to $10,000,000
Term
Revolving
Rate
Competitive fixed

Business Cash Advance

An advance against future sales, repaid with fixed daily or weekly payments.

Amount
Up to $750,000
Term
3 to 12 months
Rate
Fixed factor

SBA 7(a)

Government-guaranteed financing with long repayment terms, commonly used for acquisitions and long-term projects.

Amount
Up to $5,000,000
Term
10 to 25 years
Rate
Prime + spread

Equipment Financing

Loans and leases on new or used equipment, repaid over its working life. Apply through the equipment application.

Amount
Up to 100% of cost
Term
24 to 84 months
Rate
Fixed

Home Equity Line

A revolving line secured by your home, drawn as the company needs it. Apply through the home equity application.

Amount
Up to 80% of value
Term
10 to 30 years
Rate
Soft pull to check

Amounts and terms shown are the ranges participating lenders work within. Offers state the exact figures.

From application to funding.

Five stages, each one visible in your portal.

  1. 01

    Apply

    One application with no fee and no obligation, about three minutes with your numbers at hand.

  2. 02

    Review

    The file is matched to the products participating lenders are funding now.

  3. 03

    Compare

    Offers arrive side by side, so rate, term and repayment can be compared.

  4. 04

    Fund

    You complete approval with the lender you choose, and the funds go to the company account.

  5. 05

    Deploy

    The capital goes to inventory, payroll, equipment, marketing or a new location.

A Phoenix Strategy Group application and the lender offers it returns

Terms that match your cash cycle.

PSG builds forecasts and weekly cash plans for founder-led companies. Working capital has to fit that calendar of collections, payroll and supplier terms, so every offer states its payment structure.

Lenders compete on one file

Several lenders review the same file at the same time, and the competition shows in their offers.

Timing you can plan around

Timing depends on the lender and on how complete the file is. Funding is scheduled after you accept an offer and the lender approves it.

Structure as well as amount

Daily, weekly or monthly payments, revolving or amortizing, from three months to twenty-five years. Every structure you qualify for comes back for review.

Find the working capital that fits the plan.

Complete the application, compare the offers and choose the one that fits your forecast.

OneApplication for four products
Side by sideOffers in your portal
No feeTo apply

Questions before you apply?

Talk it through with the PSG team