Every property type
Multifamily, retail, mixed-use, shopping centers, office, industrial, warehouses, co-ops, condominiums and 2–4 family investment property.
Commercial real estate
Financing secured by the property.
PSG sends commercial real estate requests to participating lenders active in each property type. That covers SBA 504 on the building your company occupies, and conventional, bridge and construction loans on investment property. The application asks about the property and the people who own it.
- Multifamily, retail, mixed-use, office, industrial and 2–4 family property
- Purchases, refinances, cash-out, construction and bridge loans
- For owners and investors with a property identified
- The property
- The asset
- The sponsor
- Documents
- Review
The asset
These are the numbers the loan is sized on.
How is the property occupied?
Investment property is financed conventionally, secured by the asset.
Use the address of the property being financed, which may differ from the entity's registered office.
Net operating income after operating expenses, before debt service. The loan is sized off this number.
Loan amount requested Price or value, less your equity
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The sponsor
The guarantor is underwritten alongside the asset. This is your half. We already have your name and how to reach you.
The property’s operating history
The asset is underwritten on what it earns. The trailing twelve and the rent roll are the two documents every file starts with.
Attach what you have. Nothing here holds up the review. The rest can go up later in your secure application.
Supporting documents
A personal financial statement, the schedule of real estate owned, leases, an appraisal, environmental reports, plans and specs for construction, and anything else already in hand. No limit on how many.
PDF, JPG, PNG, Excel or Word, up to 100 MB per file. Title, survey and the environmental report come later in the secure application.
Review and submit
Check the numbers on the asset. You can go back and change anything.
Your application is in.
Your commercial real estate application has gone to participating lenders. Your secure portal is next: the rest of the application continues there, and lender responses arrive there as they come in.
Lenders active in your property type.
Bank and agency lenders review investment property, and SBA 504 lenders review buildings that the owner’s company occupies.
Complete from day one
The file goes out with the documents lenders ask for first, so the early calls are about terms.
The same package for every lender
Each lender reviews the same rent roll and operating statements, so their term sheets compare cleanly.
From application to a funded loan.
Your portal tracks the file through every stage.
- 1
Apply
The property, its numbers and its owners, in one application with no fee.
- 2
Sizing
The request is measured against net operating income, occupancy and the local market.
- 3
Documents
The trailing twelve months, the rent roll and the entity returns go into the file once.
- 4
Term sheet
Rate, term, amortization and leverage arrive in your portal.
- 5
Close
The lender closes the loan, and the file stays in your portal through funding.
Commercial real estate by the numbers.
Program limits, and where most commercial property requests fall.
SBA 504 for owner-occupied buildings
The 504 debenture reaches $5 million over 25 years, with a down payment starting at 10%.
Room for larger requests
A large loan can be shared among lenders so the full amount is funded.
Own your operating space
Buying the building your company runs from turns rent into equity, which is the purchase SBA 504 was built for.
See what the property can support.
Send the property and its operating numbers, and term sheets from participating lenders in that property type come back to your portal.
- Up to $5MSBA 504 debenture
- 25 years504 repayment term
- From 10%Down payment on 504