Sized on the deal terms
Lenders size an acquisition loan on the price, your equity and the cash flow of the target, so the application starts there.
Buying a business
Financing for the company you plan to acquire.
Describe the deal once. PSG sends it to participating lenders that finance acquisitions, SBA 7(a) lenders among them, and their offers come back to your portal. You can apply before the buying entity exists.
- No entity name or EIN needed to apply
- Early talks and signed letters of intent both qualify
- Applying is free
- The deal
- The business
- About you
- Documents
- Review
The business you're buying
These are the numbers a lender runs the deal on.
Seller's Discretionary Earnings. A lender sizes the loan off this number.
A recent ownership change is underwritten differently.
Real estate
Lenders generally want the lease term plus options to cover at least 10 years.
About you
The buyer is underwritten separately from the business. This part is about you. We already have your name and contact details.
The target's tax returns and financials
Lenders underwrite the actual results of the business you are buying. These are the two documents they always ask for.
Attach what you have. Nothing here holds up your prequalification. You can add the rest later in your secure application.
Supporting documents
The CIM, the LOI, bank statements, equipment lists, licences and anything else you already have on the business you are buying. No limit on how many.
PDF, JPG, PNG, Excel or Word, up to 100 MB per file. Bank statements, a personal financial statement and a debt schedule come later in the secure application.
Review and submit
Check the numbers. You can go back and change anything.
Your application is in.
Your acquisition application has gone to participating lenders. Your secure portal is next: the rest of the application continues there, and lender responses arrive there as they come in.
The deal in one file.
Purchase price, equity, seller note and the target company go into a single file for lenders that write SBA 7(a) and conventional acquisition loans.
SBA and conventional together
Both kinds of offers come back to one place, where rate, term and required equity can be read side by side.
Seller financing counted
Seller notes, standby debt and earnouts are part of the capital structure from the first review.
From LOI to the closing table.
Your portal shows the status of the file and every request a lender makes.
- 1
Apply
Describe the acquisition in one free application.
- 2
Match
The deal reaches lenders that finance acquisitions at this size.
- 3
Compare
Rate, amortization, equity and guaranty terms appear side by side.
- 4
Close
The lender you choose funds at closing with your equity and any seller note.
- 5
Operate
You take over the company with the financing in place.
Built around how deals close.
Each step follows the path from letter of intent to funding, with diligence running alongside it.
Your equity, measured
Each offer states the down payment it needs, so you can see how far your cash goes.
Financing next to diligence
An early read on what lenders will fund lets underwriting move while you finish diligence.
SBA 7(a) rules in view
Lenders on this application work every day with the 10% equity injection, standby seller notes and the owner-operator requirement.
Know what lenders will fund before you sign.
Apply with the real deal terms, compare the offers and negotiate the purchase with the financing in view.
- Up to $5MSBA 7(a) loan limit
- 10% downTypical SBA equity injection
- No feeTo apply